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Contents
- 1. Who we are
- 2. About these terms
- 3. Use of the website
- 4. Information and disclaimers
- 5. Intellectual property
- 6. Third-party links
- 7. Limitation of liability
- 8. Indemnity
- 9. Changes
- 10. Governing law
- 11. Contact
1. Who we are
PanPay ("PanPay", "we", "our", "us") is a
private company registered in South Africa, with its principal place of
business in Foreshore, Cape Town. The website
usepanpay.org (the "Website") is owned and operated by us.
2. About these terms
By accessing or using the Website, you agree to these terms. If you do not agree, please do not use the Website. These terms apply to the Website only. Any payment, payout, collections, or card services we provide to you are subject to a separate written services agreement signed by both parties.
3. Use of the website
You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the Website. You may not:
- Attempt to gain unauthorised access to any part of the Website or any related systems or networks.
- Use any automated means (including scraping, crawling, or harvesting) to access or copy material on the Website, except for legitimate search-engine indexing.
- Introduce any malware, virus, or other harmful code.
- Misrepresent your identity or affiliation with any person or entity when contacting us through the Website.
4. Information and disclaimers
The information on the Website is provided for general informational purposes only and does not constitute financial, legal, tax, or other professional advice. We try to keep the Website accurate and up to date, but we do not warrant that it is complete, current, or error-free.
The Website is provided "as is" and "as available". To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose.
5. Intellectual property
All content on the Website — including text, graphics, logos, images, and software — is owned by PanPay or our licensors and is protected by South African and international intellectual property laws. You may view and print pages from the Website for your own personal, non-commercial use, but you may not otherwise reproduce, modify, distribute, or commercially exploit any content without our prior written permission.
"PanPay" and the PanPay logo are trademarks of PanPay.
6. Third-party links
The Website may contain links to third-party websites. Those websites are not under our control, and we are not responsible for their content, accuracy, or practices. Inclusion of a link does not imply endorsement.
7. Limitation of liability
To the maximum extent permitted by law, PanPay, its directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website, even if we have been advised of the possibility of such damages.
Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited under South African law.
8. Indemnity
You agree to indemnify and hold PanPay harmless from any claim, demand, loss, or expense (including reasonable legal fees) arising out of your breach of these terms or your misuse of the Website.
9. Changes
We may update these terms from time to time. The "Effective" date at the top of this page tells you when the latest version took effect. Your continued use of the Website after a change indicates that you accept the updated terms.
10. Governing law
These terms are governed by the laws of the Republic of South Africa. The South African courts have exclusive jurisdiction over any dispute arising from these terms or your use of the Website.
11. Contact
Questions about these terms? Email hello@usepanpay.org or write to PanPay, Foreshore, Cape Town, South Africa.