NEW Now onboarding partners in South Africa

The fastest and easiest way to
transact in South Africa.

PanPay is a South African fintech building three things really well — fast payouts to any bank, simple collections, and virtual cards your finance team can actually control. We work with a small number of partners at a time. If that sounds useful, talk to us.

Based in
Cape Town
Focus
SMB · Ops
Reach
All ZA banks
01 — WHAT WE DO

Three products. One relationship. No spreadsheet gymnastics.

Most South African finance teams stitch together five tools to do what should be one job. PanPay replaces that stack with a single partner — and a real human you can call.

01

Payouts

Pay suppliers, contractors, and salaries to any South African bank account. Real-time clearing where supported, scheduled batches where it makes sense — and a clear audit trail for both.

  • Pay any ZA bankRTC · EFT
  • Real-time PayShapInstant
  • Bulk payroll & supplier runsCSV upload
  • Account verificationBuilt-in
Discuss Payouts →
02

Collections

Take money the way your customers actually want to send it — card, EFT, PayShap, debit order. Every payment lands against the right invoice automatically, so reconciliation stops eating Mondays.

  • Hosted payment pagesCard · EFT
  • Pay-by-bank (PayShap)Instant
  • Debit ordersDebiCheck
  • Auto-reconciliationBy reference
Discuss Collections →
03

Virtual Cards

Issue VISA cards in seconds for vendors, ad spend, travel, or team budgets. Lock spend by amount, merchant, or window — and shut a card down the moment something looks off.

  • Single & multi-use cardsZAR
  • Spend & merchant controlsPer card
  • Apple Pay & Google PaySupported
  • Per-card statementAlways
Discuss Cards →
02 — WHY PANPAY

Built for the
finance team,
not the demo.

03 — WHO WE WORK WITH

Small teams moving real money.

Marketplaces & platforms

Pay sellers, drivers, and creators on schedule — without growing your finance team to do it.

SMBs & scale-ups

Replace the manual EFT-and-spreadsheet workflow with a single, calm operations tool.

Agencies & media buyers

Issue virtual cards for ad accounts and freelancers, with hard limits and per-card statements.

Finance & ops leaders

Cut reconciliation hours, tighten controls, and finally close the month on the day you said you would.

Let's have a
short conversation.